Apologies in advance for this being so long...I have a lot to improve!
1. Lose 2 lbs per month. Should be doable, that's only 1/2 lb per week. Even moderate exercise combined with planning and executing meals a little better should do it. Wow, that sounds easy.
2. Get my house organzied. Anyone who reads my blog knows how tough this is for me. My goal is to do 1 thing per day. One drawer, or one closet, or one cabinet. Keep it small and it should be doable. Try the whole EBAY thing, and keep my half.com listings up to date.
Even though these two aren't explicitly financial, both impact my finances, and I definitely need support for them, so they made the list. On to real "financial" goals, in no particular order:
1. Spent $35/month eating breakfast and/or lunch at work. That's less than $2/day, so it never seems like a big deal at the time, but it adds up. My goal is to limit it to no more than $10/month, by eating breakfast at home and bringing lunch. Save $300/year in the process.
2. Compare life insurance and auto rates for hubby and me. I do this every year, and as long as they're competitive, I'll stick with what I have. Always like to go through the exercise, though.
3. Revisit homeowner insurance coverage to make sure I'm properly covered, and move scheduled items from my old insurance company to the new one.
4. Reduce my phone bill by using my cell phone and phone cards for long distance calliing. Should be able to save $10/month by doing this.
5. Take the defensive driver class from AAA to reduce my auto insurance bill by $120/year. Been meaning to do this for a while and never got around to it. Also call the insurance company to let them know I'm not using the car to commute anymore, and decide what we want to do about our third car now that I'm no longer driving to work.
6. Reduce my grocery bill by planning my meals better and making better use of leftovers.
7. Reduce my dry cleaning bill by only going on Wed/Sun when they have deals, or when I have a coupon.
8. Unplug 2nd fridge now that the holidays are over to cut down electric bill.
9. Check out every organization, credit card, etc. that I belong to, to see what benefits I could be taking advantage of. This is a big one for me, because I know there's more out there.
10. Re-categorize my entries, becuase I don't like the categories I've chosen, and I don't think they're doing much for me.
As I go through the December and year-end numbers, I'll try to come up with a few more. The tough thing, as I've mentioned previously, is that my biggest expenses are either fixed, or I've already taken advantage of opportunities to cut. So now I really need to get creative. I think I can, I think I can...
2007 Resolutions / Steps to take
December 31st, 2006 at 01:24 am
December 31st, 2006 at 02:08 am 1167530884