Starting the year off freshJanuary 1st, 2011 at 12:08 am
I'm rarin' to go for 2011. My new year actually started yesterday, when I got my year-end pay stub. I paid all of the bills and am starting 2011 completely fresh. Moving to a mostly cash / envelope system. Even though I pay off the cc bills each month, I'm always astounded at how high the balance is, so I figure using cash will make me more aware of what I'm spending.
I had two great accomplishments today. I went to the grocery store for this week's food. My goal was to be under $100, and I spent $92.35. It'll be a stretch to keep it at $100 going forward, because I'm benefitting from a lot of leftovers and stuff in the freezer, but I'll do my best.
My second great accomplishment was going through my old books and dvds. I am getting rid of 5 books through paperback swap .com (and two more on the way), I sold a dvd on 1/2 .com for $4.50, and sold 5 dvds through second spin .com for $14.50. So I'll mail all of those out Monday, will count $19 toward my 2011 $20 challenge, and will pay the $19 to my home equity line.
So I'm off to a good start. Quiet night at home tonight watching the ball drop with hubby and the kids. Then back at it tomorrow.
Happy New Year everyone!