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Back from vacation

July 4th, 2006 at 02:46 pm

First, a few musings about our vacation in the Outerbanks: 1) I've never seen thunderstorms like I did there. Every late afternoon, the skies would open up and absolutely POUR! Torrential! Luckily it didn't affect the day too much, as we were good about getting out to the beach mid-morning, pool in the afternoon, so the kids were ready for a break when the storms came. 2) What should have been an 8.5-9 hour trip took 12.5 hours on the way home. Every road we took had traffic or an accident, and we ran into major thunderstorms between Washington and Baltimore, then again in NJ. Got home at 10:15 on Sunday and we were all exhausted. But we did have a great time!

I updated my net worth when I got back and was up just under 2% for the month. I need to finalize the June numbers and see what July looks like.

A few good pieces of news when I got back: First, the $14000 transfer from the HELOC to the 0% card went through, leaving me with a HELOC balance of about $1700. I'll try to pay that off as quickly as possible, then tackle the 2 0% cards. Second, Citibank deposited the $200 bonus I was supposed to get for opening that account. I also got a few rebates in the mail that I was waiting for.

As for the challenge, I'm thinking about wrapping it up for the year, too. The Citi bonus was the last big thing outstanding, and I was planning on using the money for my trip to California at the end of this month, so I'll be draining all the money from the account.

Of course, I'll still take advantage of rebates, book sales, etc., but that money will be going toward the HELOC, instead of into a separate account. I need to take a break from the bank offers and free trials, which were a big part of the money I've made so far this year. I loved the challenge, though, and will be back in 2007!

My next step is to recap the first half of the year and see what's good, what's bad and what's ugly.

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