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Feels like a Friday...

February 2nd, 2006 at 06:55 pm

I wish it was - I'm really beat today!

I confirmed yesterday that BOA would not let us transfer the HELOC balance onto their 0% credit card, so I didn't apply. I called Chase and tried to get them to waive the $75 balance transfer fee, but they wouldn't budge. Luckily, we received a Citibank 0% credit card offer in the mail yesterday with no balance transfer fee. So I applied today. We're preapproved, so I don't doubt we'll get it, I'm just waiting to see what the credit line will be. The response comes via snail mail, so I'm sure it will take a week or so, then it takes 3-4 weeks to make the transfer.

Went to the used bookstore at lunch. Didn't do great. Four books for a total of $10.69-$4.32(cost) for a net of $6.37. Ah, well, I guess that's why I said an average of $10/week. Some weeks are better, some are worse.

I feel like I'm pretty up-to-date on the daily challenges so far. I'll feel great when the 0% credit card is in place with the balance transferred, and I think my auto insurance is in as good shape as possible. (The one outstanding item for me is to take the defensive driving course with hubby. His company usually offers it at a substantial discount vs. AAA, so we'll wait awhile to see if they offer it. Otherwise, we'll go to AAA).

So far, so good...

Posted in Insurance, $20 Challenge, Housing (Mortgage, Prop Taxes) | 3 Comments »

3 Responses to “Feels like a Friday...”

  1. Phil Says:
    March 12th, 2006 at 08:56 pm 1142196970
    1142196970

    What's the update on the 0% balance transfer from you HELOC? Mine (with Chase) is up to 8% now, so I was thinking to doing the transfer to a 0% APR/no BT fee Citi card. One other question: when you do the transfer, was there a "HELOC" option where you can give the HELOC account number, or do you need to give them a credit card number that goes on to the HELOC?

  2. Phil Says:
    March 31st, 2006 at 05:17 am 1143782257
    1143782257

    An update: I applied for a few of these cards. With my Citi Platinum Select (non-Rewards) I was sent 0%/no fee balance transfer checks. I've written one for the entire credit line towards my HELOC. It remains to be seen how long it takes Chase to cash it.

  3. Chaik Says:
    July 27th, 2006 at 06:01 pm 1154023316
    1154023316

    Wow, I've been looking all over the internet to find out if I can transfer my HELOC to a credit card, and I finally found my answer. Thank you, Thank you, Thank you!!!!

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