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Another rainy day!!!

April 2nd, 2005 at 09:00 am

First of all, thanks to whomever gave my journal 4 stars. Although I started writing this for myself, I know how much I enjoy reading everyone else's posts, and hope that others enjoy my journal as well. I'll "strive for five (stars)" going forward.

Second, yet another crummy weather day in northern NJ. Torrential downpours all day, our gutters were clogged, and dear hubby was out bright and early this morning cleaning them out (while I was getting my hair done...nice).

Third, went to the Eagles concert last night. I quickly remembered why I don't go to concerts that often anymore. The tickets were expensive ($80), but worth every single penny. The concert rocked! It was the other stuff that got me. Parking was $10!!!! And for anyone familiar with the Continental Airlines Arena, there is absolutely no convenient mass transportation, so you're stuck driving. Then, we were totally parched (thanks to Chinese take out earlier in the night) and got a 16oz soda and a bottled water for, are you ready for this?, $7.25!! The water was 3.75 and the soda 3.50. Thankfully, we ate right before we got there so we didn't get anything else. Can't imagine what the people with hot dogs and pretzels were paying...

It's been a spendy day already. Between the haircut and shopping for a birthday present for a party tomorrow, and a special dinner out with the kids later, I've separated myself from some cash. But tomorrow should be a no-spend day, and I'm shooting for 4/5 no-spend days this week. I really need to buckle down.

Next line item on the budget is car expenses. (Actually, it's DirectTv but that's the last item I'm shooting to reduce, becasue it's near and dear to hubby's heart!). We have a $17,000 car loan at 4.25% on one of our cars. We have another 3.5 years to pay on it, but I'm going to tackle it as soon as I pay off my home equity line. Hopefully the car loan should be gone by next summer.

Our insurance is expensive, but we go with Liberty Mutual, and it's always the cheapest (by far) every year when I compare it to others. One way I'm hoping to reduce this is by looking into moving our house insurance to Liberty Mut. Combining both policies should drive down the cost.

We spend between $250-300/month on gas. I've tried to reduce it by buying gas cards on Ebay, but any savings I've gotten have been replaced by higher gas prices, so I'm still in this range. I guess it would be even worse without the cards! As for maintenance, we do the regular stuff, and keep our eyes open for coupons and whatnot. I think the key for me is getting the car paid off asap and trying to get the insurance down...

Have a great day!

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