Today was a bad money day. We needed to get Easter flowers for hubby's mom, and two aunts (and me from the kids ) to the tune of about $50! I've been married for 10 years, and we've been doing the same thing for 10 years, yet it never ceases to amaze me how much we spend on these holidays (Easter, Mothers Day, Fathers Day, etc.). We also picked up about 6 pounds of ground lamb at the store, because it's not usually available, and hubby wanted steak tonight (cha-ching). Not expecting this big bill at all...

Luckily I'm getting off pretty easily for Easter. MIL is bringing a lot of the food, and we got a Butterball turkey breast on sale at the grocery store for $1/pound. Great deal on sweet potatoes, and a few other veggies and I'm set.

Back to my line item budget...the next set of items is insurance.

What we already do: We get our medical through hubby's work (really good plan, and our piece comes out pre-tax). We both have life insurance and accident/disability insurance.

What we need to do: I'm 3 years in to a 20-year term with John Hancock. Although I think it's a pretty good rate, I need to shop around. Although I'm a few years older, it's a pretty competitive industry, so maybe the rates have dropped. Second, Hubby gets his through work, and his hesitant to change. I need to shop around for his too, to see if there's a big enough difference to make it worth discussing. Finally, I need to check into LongTerm Care insurance. I'm 34 and hubby's 37. Not sure if it makes sense to get it yet, or wait a few years, because I think the industry (and the plans) are still evolving. Any thoughts?

Happy Easter!!!