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Starting the year off fresh

December 31st, 2010 at 04:08 pm

I'm rarin' to go for 2011. My new year actually started yesterday, when I got my year-end pay stub. I paid all of the bills and am starting 2011 completely fresh. Moving to a mostly cash / envelope system. Even though I pay off the cc bills each month, I'm always astounded at how high the balance is, so I figure using cash will make me more aware of what I'm spending.

I had two great accomplishments today. I went to the grocery store for this week's food. My goal was to be under $100, and I spent $92.35. It'll be a stretch to keep it at $100 going forward, because I'm benefitting from a lot of leftovers and stuff in the freezer, but I'll do my best.

My second great accomplishment was going through my old books and dvds. I am getting rid of 5 books through paperback swap .com (and two more on the way), I sold a dvd on 1/2 .com for $4.50, and sold 5 dvds through second spin .com for $14.50. So I'll mail all of those out Monday, will count $19 toward my 2011 $20 challenge, and will pay the $19 to my home equity line.

So I'm off to a good start. Quiet night at home tonight watching the ball drop with hubby and the kids. Then back at it tomorrow.

Happy New Year everyone!

3 Responses to “Starting the year off fresh”

  1. NJDebbie Says:

    I'm right there with you when it comes to the cc balances. We pay at the end of the month too, but I was also shocked at the high balances. We've been abstaining from using the credit cards and using the debit card, because we're aware that that we don't have a cushion there (I do that purposely). Your family and mine we'll be doing the same thing tonight, watching the ball drop.

  2. homebody Says:

    Happy New Year! I am spending 2011 decluttering and organizing since I am off work. I have a large box of books to donote.

  3. Looking Forward Says:

    Happy New Year! Smile

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