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January 8th, 2009 at 09:05 pm

Some random musings for the day, in no particular order...

Made a sale on half.com, my first in months and months. $1.50 + shipping for an interesting book, but one I'd never read again.

Saved $10 on medical stuff today. I posted recently that we changed health plans from hubby's to mine as part of his job change. We had to take DS to the doctor today (strep Frown). Co-pay: $15 instead of $20 under DH's plan. RX for amoxicillin: $5 instead of $10 under his plan. I'm going to start tracking medical savings on my sidebar, because I'm hoping that I save enough to offset a doctor or two that I want to keep seeing but are out of network.

In the "loose with the money" department: in addition to my $4 splurge at Wendy's, I went to lunch at work and spent $10. I'm not beating myself up too badly, because I've brought food from home for every other meal. Being frugal is like being on a diet...if you starve yourself, it'll never work. Slow and steady wins the race.

In the "loose with the money, 2008 edition", I had to pay a $5 fine to the library for a (really) overdue book. I've vowed to not have any fines in 2009, but I make that vow every year and it never really seems to work.

My auto insurance renewed. My rates went up about $40 for the year, to about $2270 (forget the exact amount). I inquired about changing the deductible from $500 to $1000 on the car we recently paid off. It would save me $45/year, so I'm considering it. Funny, I need to take my own advice. When the rep first told me the difference, I didn't bother, because it was "only $45/year". But if I'm willing to save $3/month by returning things and rebuying them with coupons, I ought to make a phone call back to the insurance company to save $3.75/month! While I'm at it, I can tell them that DH is no longer using the car to commute, which should shave a few bucks off as well. Looks like I owe them a call tomorrow!

3 Responses to “Musings”

  1. boomeyers Says:

    Make that call!! Every little bit helps!

    I am horrible with the library fines too! I always tell them I am their job security! Wink

  2. kdmoffett25 Says:

    Not sure if you have a Schnuck's there, but they used (a couple months ago), offer free antibiotics.

  3. frugaltexan75 Says:

    I hear you on the library fines! Something that's helped me in 2008 was that I made a popup reminder in yahoo calendar and in my work computer calendar program to remind me to renew my books every Friday. It has cut down on the fines tremendously (that is . . as long as I don't start ignoring the messages, thinking I'm fine!)

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