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    <title>mjrube94's Blog</title>
    <link>http://mjrube94.savingadvice.com</link>
    <description>Daily money musings...</description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor>mjrube</managingEditor>
    <language>en-us</language>
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      <title>Finally!</title>
      <link>http://mjrube94.savingadvice.com/2009/11/06/finally_54886/</link>
      <description>I FINALLY got out of the house today and got something accomplished!&lt;br /&gt;
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I went back to the library to pick up the rest of those books from the book sale.  The bad news is that of the 18 I was looking for, I could only find 13, and in the week and a half that passed since I initially...</description>
      <pubDate>Fri, 06 Nov 2009 14:35:54 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Lost week / Good read</title>
      <link>http://mjrube94.savingadvice.com/2009/11/04/lost-week-good-read_54835/</link>
      <description>Not a lost week financially, but health wise.  I had both kids home Monday with what I thought was strep.  Turns out only DS had strep.  Doctor said DD's strep test came back negative, and it's just a cough.  So DD went to school yesterday, and was home today after being up from 1-5am...</description>
      <pubDate>Wed, 04 Nov 2009 20:13:21 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Successful Day</title>
      <link>http://mjrube94.savingadvice.com/2009/11/02/successful-day_54770/</link>
      <description>Today was successful because I had both kids home sick and still managed to be productive!&lt;br /&gt;
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Took DD to the doctor and he said her strep test came back negative - it's just a cold.  They told DS the same thing before the overnight strep test came back positive, so we're waiting to...</description>
      <pubDate>Mon, 02 Nov 2009 19:36:16 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Now it's strep</title>
      <link>http://mjrube94.savingadvice.com/2009/11/01/now-its-strep_54739/</link>
      <description>DS's doctor called this morning.  They gave him a quick strep test in the office on Friday and it came back negative.  She called today to say the &quot;real strep test&quot; (when they send it out to the lab) came back positive, and she called in an antibiotic (only $5).  The good news is that...</description>
      <pubDate>Sun, 01 Nov 2009 21:16:49 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Down for the Count</title>
      <link>http://mjrube94.savingadvice.com/2009/10/31/down-for-the-count_54710/</link>
      <description>Well, almost.  DS came down with a terrible cough Wednesday night/Thursday morning.  Anytime he gets sick this happens - a barking cough like a seal.  We give him the nebulizer, but other than that, there's not much to do but wait for it to pass.  No fever, no aches (thank goodness),...</description>
      <pubDate>Sat, 31 Oct 2009 20:20:53 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Back to the Well</title>
      <link>http://mjrube94.savingadvice.com/2009/10/28/back-to-the-well_54630/</link>
      <description>On Monday, I blogged about hitting a local library's used book sale.  I found 7 books that I could sell for $16.61 (-$3 to buy them) and I was quite pleased with myself.&lt;br /&gt;
&lt;br /&gt;
Last night, while surfing the forums, I came across a post about selling used books to Powells Books online....</description>
      <pubDate>Wed, 28 Oct 2009 08:43:55 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Feels like a Monday</title>
      <link>http://mjrube94.savingadvice.com/2009/10/27/feels-like-a-monday_54606/</link>
      <description>What a crummy day.  50 degrees, damp, rainy.  I would have done anything to stay in bed for a few more hours, but I had to get the kids to school and me to work.  Blah...&lt;br /&gt;
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I had a terrific day yesterday.  Ran all my errands.  I closed out a checking account I had at Citibank and...</description>
      <pubDate>Tue, 27 Oct 2009 07:22:44 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Prepping for the week</title>
      <link>http://mjrube94.savingadvice.com/2009/10/25/prepping-for-the-week_54573/</link>
      <description>Well, Monday at least.  Hubby is travelling for a few days, so I'm working from home tomorrow.  I'm REALLY looking forward to not commuting!&lt;br /&gt;
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I have a number of things to get done:&lt;br /&gt;
1)  Go to dad's bank and deposit checks for him.&lt;br /&gt;
2)  Go to my bank and cash check&lt;br /&gt;
3)  Close citibank...</description>
      <pubDate>Sun, 25 Oct 2009 21:29:58 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Challenge Update</title>
      <link>http://mjrube94.savingadvice.com/2009/10/23/challenge-update_54519/</link>
      <description>I received the full credit of $13.38 from Cash4books.  It was deposited into my Paypal account today.  Not bad.  Took just over 2 weeks.  So that's $13.38 more for the challenge, bringing me up to a whopping $49.39.  I may have to scrounge around the house for some change to get it...</description>
      <pubDate>Fri, 23 Oct 2009 09:24:50 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Another $11.75 for Challenge</title>
      <link>http://mjrube94.savingadvice.com/2009/10/22/another-1175-for-challenge_54505/</link>
      <description>I was pretty productive today.  Here goes:&lt;br /&gt;
&lt;br /&gt;
(X) Sign kids up for Basketball and Indoor Soccer ($350 ouch).&lt;br /&gt;
(X) Update credit cards / budget spreadsheet.&lt;br /&gt;
(X) Contact Caregivers Marketplace re rebate&lt;br /&gt;
(X) Contact Staples re Easy Rewards&lt;br /&gt;
(X) Mail dad's credit card bill&lt;br /&gt;
&lt;br /&gt;
I emailed...</description>
      <pubDate>Thu, 22 Oct 2009 19:28:08 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Health Plans &amp; Dentist</title>
      <link>http://mjrube94.savingadvice.com/2009/10/21/health-plans-dentist_54475/</link>
      <description>I managed to do everything on my list yesterday, except for 2 small things:  1)  I deposited the checks at the bank but didn't schedule the xfer to the emergency fund.  2)  I picked up the grocery gift cards, but didn't drop them off to the person who needs them.  I'll take care of...</description>
      <pubDate>Wed, 21 Oct 2009 11:25:14 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Class Trips, To-Dos and $11</title>
      <link>http://mjrube94.savingadvice.com/2009/10/20/class-trips-to-dos-and-11_54447/</link>
      <description>I'm inspired by everyone cranking through their &quot;to-do&quot; lists, so I'm going to try posting my top 5 to-dos on my blog to keep me accountable.  So here they are:&lt;br /&gt;
&lt;br /&gt;
1)  Complete the paperwork to be reimbursed for my kids' dentist visits.&lt;br /&gt;
&lt;br /&gt;
2)  Deposit check at the bank and set up transfer...</description>
      <pubDate>Tue, 20 Oct 2009 07:08:51 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Good deals at the store</title>
      <link>http://mjrube94.savingadvice.com/2009/10/18/good-deals-at-the-store_54409/</link>
      <description>I went grocery shopping today and scored a few good deals:  Pert shampoo on sale for $1.99.  I bought 3, and had $3.50 in coupons, so I got 3 for $2.50.  I bought a 2-pack of Hot Pockets on sale for $1.99 with a $.75 coupon doubled = $.50.  12-pack of Rayovac AA batteries for $.99...</description>
      <pubDate>Sun, 18 Oct 2009 19:35:04 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>More books gone</title>
      <link>http://mjrube94.savingadvice.com/2009/10/16/more-books-gone_54356/</link>
      <description>I had 4 more books claimed on paperback swap so I have to get them to the post office.&lt;br /&gt;
&lt;br /&gt;
We're going to a concert tonight.  Bought the tickets before I got back on the frugal bandwagon.  We're having dinner at home before we go so it should be an inexpensive evening.  The weekend...</description>
      <pubDate>Fri, 16 Oct 2009 11:38:29 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Decluttering Books</title>
      <link>http://mjrube94.savingadvice.com/2009/10/13/decluttering-books_54297/</link>
      <description>I put a bunch of kids books on Paperback swap last week.  4 were claimed right away, as customers had them on their &quot;wish list&quot; so as soon as they were posted they went.  Four more books were claimed over the last few days, which will go out in the post office tomorrow.  I also received...</description>
      <pubDate>Tue, 13 Oct 2009 19:17:37 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Money Angel, Money Devil</title>
      <link>http://mjrube94.savingadvice.com/2009/10/12/money-angel-money-devil_54271/</link>
      <description>I sometimes feel like I've got a money angel on one shoulder and a money devil on the other shoulder.  &lt;br /&gt;
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Money angel made me stop at the Target on my way to Dad's house to return DS's pants that I bought last week.  $14.99 credit on my card.  Bought dish detergent at the store with...</description>
      <pubDate>Mon, 12 Oct 2009 19:31:18 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Busy Day</title>
      <link>http://mjrube94.savingadvice.com/2009/10/10/busy-day_54234/</link>
      <description>DD had a soccer tournament today.  First game was 9:45, second game was 4:30.  In between, we went to Applebees with the team for a team lunch.  One of those bonding things that's tough to get out of.  I was pretty pleased, though.  We had a fabulous lunch for $54 (4 people).  I was...</description>
      <pubDate>Sat, 10 Oct 2009 17:25:58 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Two Feet in the Pool</title>
      <link>http://mjrube94.savingadvice.com/2009/10/09/two-feet-in-the-pool_54219/</link>
      <description>When I decide to do something, I usually obsess and focus on it non-stop (except losing weight! lol).  I've been so focused on getting my finances back in order that I didn't do a stitch of laundry this week.  Until today, when hubby and DS informed me that they have no more socks....</description>
      <pubDate>Fri, 09 Oct 2009 19:50:54 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>Trip to the Post Office</title>
      <link>http://mjrube94.savingadvice.com/2009/10/08/trip-to-the-post-office_54192/</link>
      <description>I signed up for an account on cash4books and sold 6 books for a total of $12.99, plus a 3% Paypal Bonus = $13.38.  I'll box them up and get them to the post office tomorrow, and add that to my $20 challenge when I get the money.&lt;br /&gt;
&lt;br /&gt;
I also signed up for an account on second spin and...</description>
      <pubDate>Thu, 08 Oct 2009 20:43:48 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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      <title>$20 challenge update - Books &amp; DVDs</title>
      <link>http://mjrube94.savingadvice.com/2009/10/07/20-challenge-update-books-dvds_54169/</link>
      <description>I logged most of my books into Cash4books.net.  I can sell 5 for about $10 (but one of them I want to read again before I sell, so I'm going to make good use of my long commute tomorrow, then process them tomorrow night).&lt;br /&gt;
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I cross checked the books on ebookdrop.com, but they weren't...</description>
      <pubDate>Wed, 07 Oct 2009 20:13:59 PST</pubDate>
	  <author>mjrube94@hotmail.com (mjrube)</author>
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