Since January, I've been trying to use cash/debit card for most things, and only paying on my credit card if I needed to. This is 180 degrees different from what I used to do, which was charge everything (and pay it off at the end of the month).
I mentioned that I haven't been as focused on my finances this month because I've been buried at work. I took a look at my checking account mid-month and thought, "wow, why is my balance SO LOW? How am I going to pay the credit card bills at month end?!" Then I remembered I won't have any, so I'm actually okay. Just a small moment of panic.
My account at the credit union is up and running. I made my first direct deposit there on 2/15. I'm going to take some time today setting up a few bill payments and assuming it works as expected, I'm going to start transferring all of the payments from BOA to the credit union. My goal is to close out BOA by the end of March. That has to be the worst bank EVER!
Other than that, just getting caught up this weekend and cleaning house...
New "Cash" Mindset
February 18th, 2012 at 02:28 pm
February 18th, 2012 at 09:03 pm 1329598987
Jerry
February 18th, 2012 at 10:41 pm 1329604886
February 19th, 2012 at 02:03 am 1329617030