I was inspired by Laura's post about her bank fees. My main checking account is at Bank of America and last month, a $14 monthly maintenance fee was charged to my account. I didn't take the time to pursue it, until today. I called the customer service rep and inquired about it. She changed my account from Regular Checking to MyAccess checking and as long as I have a direct deposit (which I do), there won't be a fee. She also credited me the $14.00, which I promptly transferred to my HELOC principal, bringing the balance UNDER $45K!!! Thanks Laura! I probably would've forgotten about it if not for your post.
I also moved $300 into the emergency fund. I received a $300 reimbursement from my dental insurance for the kids' checkup last fall. Because the bill has long since been paid, I figured I'd move the money into the emergency fund. I have $75 from the FSA coming back from last year as well which will also go to it. The goal is to get it to $5k by the end of the month. (I'll take whatever I need from my 1/31 check to get it there).
So I have about $400 left from my 2010 FSA. I can apply 2011 charges to it through 3/15. That'll inspire me to make appointments with all of my doctors (which I'm so bad about), then DH can get his contacts and I'll get prescription sunglasses to use the rest of it up.
I ran all of my errands today and am set for the snow. Just got a call that school is cancelled for tomorrow, and I'm working from home. I went to the A&P ($92.50 in groceries for $54.30, after bonus card and coupons). Also made it to the bank, post office, and Staples (had to fax something for dad). It feels good to be all set...
Bank Fees
January 11th, 2011 at 11:45 pm
January 12th, 2011 at 12:02 am 1294790551
January 12th, 2011 at 12:51 am 1294793483
January 12th, 2011 at 02:18 am 1294798732