I'm swallowing a tough pill as part of my "get organized/back on track" plan.
We had a HUGE credit card bill this month. I always pay the balance off in full each month, but my timing was off getting the funds to cover the bill into my checking account. As a result, I was only able to pay 1/3 of the bill, and I made the payment online the night it was due, which means it didn't hit until the next day (late!).
The balance of the bill will be paid on Thursday, but I'm still going to get hit with interest on the outstanding amount. I'll also get hit with a late fee, though I'm going to try to call them to get that waived.
Ouch! Tough lesson learned. This one will hurt for a while . I'm now moving away from the credit card and onto the debit card. Much safer. Eventually I'd love to use an envelope system, like I've read on some blogs. Slow and steady...
Killer Fees
October 7th, 2009 at 12:44 am
October 7th, 2009 at 12:58 am 1254877130
Hard lesson. I tried to pay one that way one time and got stuck with a fee. I did call and get it refunded once, but don't think if it happened again they would refund it a second time.
October 7th, 2009 at 03:51 am 1254887504
October 7th, 2009 at 12:07 pm 1254917270
October 7th, 2009 at 03:18 pm 1254928739