<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Am I cycnical or what?

Am I cycnical or what?

May 22nd, 2006 at 10:35 pm

I opened a bank account last month to get the $50 bonus. I received my first statement today and it had a $12 maintenance fee listed! I called up and explained that the account I signed up for was free everything, no fees. The rep agreed and said she would put through a credit right away. But I hung up wondering if they make this "mistake" on purpose, knowing that some (many?) people really don't pay close attention to the fees and don't challenge them. $12/month is highway robbery!

I had a great weekend shopping! I'm adding $10.63 to my challenge for coupon-train coupons and rebates that I used, and another $10 to my challenge for using my new commute today. I'm also gearing up for my big grocery trip later this week.

I took care of some paperwork today, completing my Eckerd and Walgreens rebates, completing a gas voucher and a voucher for a $30 Sprint phone card from Everyday Values. I need to cancel that membership tonight or tomorrow.

So an all-around pretty good day today.

New Total: $885.37/$2000

Outstanding items: $100 (Citi bonus 1), $100 (Citi bonus 2), $2 (Chandon rebate), $10 gas voucher (Jan-Mar), IDT Phone card(s)(?), $8 Tostitos rebate, 4.00 (Apr Walgreens), $.25 (Apr Eckerd), $5 (PNC gas voucher)

Coupon Train Savings Total: $10.08

Posted in $20 Challenge | 3 Comments »

3 Responses to “Am I cycnical or what?”

  1. DivaJen Says:
    May 22nd, 2006 at 11:35 pm 1148340956
    1148340956

    I think you're right about the fees. I have been tracking down four different fees that need to be reversed for me on these trial memberships. Two have been credited and two are in process.

    We have to be vigilant. it starts to feel intentional when you hear about it happening so often.

  2. jodi_m Says:
    May 23rd, 2006 at 01:29 am 1148347772
    1148347772

    I got a similar charge - $25 - for a service I did not even sign up for! When DH called Yahoo to find out what it was for, they said we were signed up for Yahoo Messenger. I've never even heard of the service. Anyway, they also agreed to credit our account back, but it's been nearly two weeks and it has not yet been reversed. Just make sure to check back that they actually follow through. That reminds me - I've got to call Yahoo again tomorrow...

  3. baselle Says:
    May 23rd, 2006 at 05:29 am 1148362169
    1148362169

    The apathy tax? Funny how its more likely you'll get charged for it the larger the entity. Yahoo, instead of your local ISP. Big bank more likely than the neighborhood credit union.

    Good luck and keep calling. Remember to pull the trigger if you have to.

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]